My sister recently recommended that I switch banks to hers. She said that I could reduce the fees that I’m paying on all of my accounts and actually speak to a bank manager to talk to about my family’s needs. I know, how foreign is that?! This has really got me thinking….does anyone ever recommend products and services to friends or family?  When do you make a recommendation and when do you not? I’d recommend a hair salon or a great movie to other people but I’d never ever recommend a bank or telephone company. Even if I did think they had a better deal. Has anyone ever made a negative recommendation, eg definitely do not go to a restaurant because the service was really lousy? Or definitely do not use that bank because they rip you off?